Free Financial Tools

Know your numbers.
Keep more of what you earn.

Four interactive tools from Jerry Funston, EA. Use them right here, free, no signup required. When you're ready, grab the full 8-sheet spreadsheet toolkit — yours to keep.

📊

Monthly Budget

Where the money comes from, where it goes, what's left. Real margin starts here.
📈 Income
Total Income $0
📉 Expenses
Total Expenses $0
Monthly Net $0
Expenses are 0% of income
🎉 Strong margin — now let's make sure you're not giving more than necessary to the IRS.
💳

Debt Tracker

Two proven methods. Pick the one you'll actually stick with. Watch your payoff order shift live.
Debt Name Balance Interest Rate Min. Payment
$
Total Debt
$0
Min. Payments
$0
Total w/ Extra
$0
+ $200 accelerator
⚡ Payoff order — highest rate first
💡 Both methods work — the best one is the one you'll actually stick with. Once you knock out the first debt, roll that payment into the next one. That's the real power of the plan.
🏦

Savings Goals

Name what you're saving for. Track your progress. See exactly how many months until you're there.
💡 A real emergency fund changes everything — when the car breaks down, it's an inconvenience instead of a crisis. If you're not there yet, that's goal #1.
🧾

Tax Estimator

2024 brackets, federal + SE tax, child tax credit. A real starting point — not the whole picture.
⚠️ Estimate only — not tax advice. Real returns involve more variables. This is a starting point for the conversation, not the end of it.
👶
Income
$
$
Deductions

The standard deduction ($29,200 in 2024 for MFJ) is already included. Enter anything on top of it here.

$
$
mi
$
Gross Income
$0
Total Deductions
$0
Taxable Income
$0
Federal Income Tax
$0
SE Tax
$0
Child Tax Credit
—
Estimated Total Tax
$0
Effective Rate
0%
Marginal bracket: 12%
💡 Those deductions are saving you roughly $0 at your marginal rate. Most people filing on their own miss at least one — mileage, home office, or retirement contributions. A Tax Review usually finds more.
📥 Take it with you

Get the full spreadsheet toolkit.

8 sheets — Monthly Budget, Expense Tracker, Debt Tracker, Savings Goals, Bill Tracker, Net Worth Tracker, Tax Prep Checklist, and a Start Here guide. Color-coded in the Common Tax palette. Yours to keep, no strings.

No spam. One email with your file, occasional tax tips, and a door that's always open.

The tools show you the numbers.
A real conversation shows you what to do next.

15 minutes. Free. Jerry will tell you honestly whether a Tax Review, a subscription, or just a free guide is what you actually need.

Book Your Free 15-Min Call